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Purchasing Tips

Once you have made the all-important decision to purchase, we recommend that you meet with your CENTURY 21 Sales Associate to talk about your requirements. During this meeting your Sales Associate will ask questions and review your priorities and options that will help us to find what you're looking for.

Once a property is identified, arrangements are made to view it with your Sales Associate. If interested in purchasing, we will prepare an 'Offer to Purchase' for you to sign. The Offer to Purchase outlines the terms of the offer and is the basis on which the seller's attorney prepares the Sales Agreement.

Should the seller accept the offer, a minimum deposit of 10% of the purchase price is required at the signing of the Sales Agreement.

Buyers need the assistance of an attorney-at-law who is experienced in conveyancing to review the Sales Agreement and conclude the sale transaction.

There is no agreement between the purchaser and the vendor until the Agreement for Sale is signed and deposit paid.

Having completed the Sales Agreement, the process to transfer the property title and payment of transfer taxes and stamp duty is undertaken by the attorneys representing both parties.

The balance of purchase price is due at the closing of the sale. For purchases financed by a mortgage from a Jamaican financial institution, the time to complete the sale is approximately 3 months from the date of signing the agreement. For a cash purchase, the buyer and seller determine the time period.


The costs of purchasing a property include:

  • Government stamp duty (4% of the purchase price), which is shared equally between seller and buyer.
  • Attorneys fees (approximately 3% of purchase price or as negotiated)
  • Mortgage processing fees (to be determined by financial institution)

For more information, contact us and tell us what you are looking for:

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